At Financial Investment Co., we understand that financial security goes beyond investments—it’s about safeguarding your family’s well-being in the face of life’s uncertainties. Our Insurance solutions, spanning Life and Health, offer comprehensive coverage and peace of mind,ensuring you and your loved ones remain protected under any circumstance.
○ Life Stage & Dependents: Determine the right sum assured based on your family’s needs and financial obligations.
○ Health History & Lifestyle: Choose coverage that accounts for pre-existing conditions and potential future risks
○ Plan Selection: Identify the most suitable plans—term, endowment, ULIP, health, etc.
○ Premium & Policy Tenure: Decide on a premium payment schedule and policy term aligned with your budget and goals.
○ Online or Offline: Fill out the proposal form and provide required documents (ID proof, address proof, medical reports if necessary).
○ Medical Examination: Certain plans may require a health check-up.
○ Review Policy Document: Verify coverage details, exclusions, premium, and riders.
○ Digital or Physical Copy: Choose how you’d like to receive your policy document.
○ Timely Renewals: Avoid lapses by renewing before the due date.
○ Update Nominees: Ensure your policy has the correct beneficiary details at all times.
Whether it’s protecting your loved ones’ financial future through life insurance or ensuring comprehensive health coverage, Financial Investment Co. offers tailored solutions that adapt to your unique life goals. Get started today and experience the peace of mind that comes with being well-protected.
● Phone: +91-9814054501
● Email: Info@kailashinvestment.com
● Visit: Kailash Investment Company , Batala – 143505 Punjab
● Apply Online: kailashinvestment.com
Explore our FAQs below for a deeper understanding of the process, benefits, and important disclaimers.
Contact our customer support team for personalized assistance.
● Sum Assured & Coverage Period: Ensure the coverage amount is sufficient to
meet your family’s financial needs.
● Premium Affordability: Choose a plan that you can maintain long-term without
straining your budget.
● Policy Exclusions & Riders: Review what’s not covered (e.g., suicide clause,
pre-existing illnesses) and consider add-ons like critical illness riders.
● Life Insurance: Premiums are generally eligible for deductions under Section 80C of
the Income Tax Act, subject to limits.
● Health Insurance: Premiums may be deductible under Section 80D, including
coverage for senior citizens.
● Policy Upgrades: Some insurers allow conversion or upgrades (e.g., term to
endowment) if the policy terms permit.
● Rider Additions: You can often add riders or increase coverage upon certain life
events, like marriage or birth of a child.
● Life Insurance: Submit a claim form, death certificate, and any additional documents
requested by the insurer.
● Health Insurance: For cashless claims, use the insurer’s network hospitals; for
reimbursement, keep all medical bills and submit them post-treatment.
● Grace Period: Insurers typically provide a grace period (15-30 days) to pay overdue
premiums.
● Policy Lapse & Revival: If the policy lapses, you may still revive it within a specific
timeframe by paying unpaid premiums and late fees (subject to underwriting and
terms).